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Tax planning means different things to different people.

— A CPA/accountant/EA typically thinks of tax planning as doing a tax return for a client and sending them the bill for the taxes due. Some might recommend a SEP IRA or SIMPLE Plan, but they typically do not deal with real tax planning

— An attorney thinks of tax planning as doing someone’s living trusts so the client can maximize estate tax exemptions

— A financial planner/insurance advisor typically thinks of tax planning as the use of a 401(k) plan.

What our firm does is quite unique. When we deal with tax planning we hit on a number of different topics (many unique) to make sure we are being PROACTIVE not REACTIVE when it comes to tax planning.

For many people, funding a tax deferred 401(k) or IRA can be more tax hostile than tax favorable. Most people are unaware of a tax-free retirement tool that can be a much better retirement tool then tax-deferred plans. Click here to learn more.

Why Choose Us?


Scott Brooks

Our firm is unique because we always put our client’s needs first. That may seem like an obvious statement, but as we’ve found out when reviewing several new client’s previous advice, many times the advice advisors give is what’s best for them and not their clients.

Our firm prides itself in its knowledge on a broad spectrum of concepts and products. Even so, we know it is impossible for one person or one firm to know it all. That is why we have strategic alliances with some of the top law firms in the country as well as other top experts in the finance and insurance fields.

Our goal is to be “the” place a client can turn to get answers/help on asset protection, income, estate, and capital gains tax reduction, growing wealth in the least risky manner possible, estate planning, business/corporate planning issues and much more.

We hope you enjoy our web-site and find time to both read various parts of the site as well as watch several of the educational presentations.

More Information


Do you believe the stock market is going to average double-digit returns anytime soon?  Do you worry about your money going backwards in a Bear market?  Do you worry about the next 9/11 or next war that will erupt around the world that will affect oil prices and the stock markets in a negative manner? Can you predict when the next downturn or upswing in the market will come or when the next hurricane or earthquake will come? Can you predict who will be elected as our next president and Congress and what financial policies they will implement which will have far-reaching effects on our economy?
What is the “best” way to grow your wealth for retirement? Is it through tax-deferred tools like 401(k) plans or IRAs?  Is it by investing in stocks, mutual funds, index funds, cash value life insurance, annuities, bonds, etc.?

How much risk should you take to reach your financial goals?  Our answer is that clients should take the least amount of risk necessary to reach their financial goals (unfortunately most Americans do not take this approach and pay the consequences when the stock market tanks).

This web-site discusses many unique wealth building tools so readers can educate themselves and make “informed” decisions about the “best” way to grow their wealth.

There are many “sales” books that advisors like to give clients to read in hopes that they will help sell products or services.  We are not interested in such books. We prefer to have clients and potential clients read substantive books so they can truly educate themselves on the good and the bad planning tools used in our industry. The following is our recommend reading list (you can click on the titles to learn more about each book):

Bad Advisors: How to Identify Them; How to Avoid Them

Retiring Without Risk

The Doctor’s Wealth Preservation Guide

The Home Equity Management Guidebook

Growing Your Retirement

Growing Your Retirement – Keep your money safe while growing your principal.


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